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Source: http://twitter.com/RadioTimes/statuses/241626410509279232
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It?s true: You are legally allowed to handle your own personal injury case in court. However, it?s usually not the best option. You may think you?re saving money by not hiring a Cleveland personal injury attorney, but because you lack the knowledge and expertise of a seasoned legal professional, you?re likely to end up losing money by settling for much less than your case is worth.
An experienced Cleveland personal injury attorney will be able to do many things, such as:?
Considering filing a personal injury case? Call 440-333-3800 to contact a Cleveland personal injury attorney at Mellino Robenalt, LLC for help.
You can understand your personal injury case and maximize your settlement by consulting a Cleveland personal injury attorney today.
Filed under Personal Injury.
Tags: personal injury
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Good news, storage junkies: Dropbox and Samsung have renewed their vows with a deal that'll provide 50GB of free storage for two years to owners of the new Galaxy Note II and Galaxy Camera. As you'd expect, this means the Dropbox app will be pre-installed, and it also ensures that users will have easier access to their media files. Before you get too excited, however, there's no guarantee that this well-intentioned promotion will pass muster with US carriers -- we've certainly seen a few hopes dashed in the past.
Continue reading 50GB free Dropbox service confirmed for Samsung Galaxy Note II and Galaxy Camera
Filed under: Cellphones, Cameras, Software, Mobile
50GB free Dropbox service confirmed for Samsung Galaxy Note II and Galaxy Camera originally appeared on Engadget on Thu, 30 Aug 2012 23:20:00 EDT. Please see our terms for use of feeds.
Permalink | | Email this | CommentsSource: http://www.engadget.com/2012/08/30/50gb-free-dropbox-service-confirmed-for-samsung-galaxy-note-ii/
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Take a look back at the celebrity couples (Natalie & Benjamin! Matthew & Camilla!) who have tied the knot this summer and get details about their special days
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LOS ANGELES (Reuters) - Fans of country singer Taylor Swift looking for new clues on the subject of her hit song, "We Are Never Getting Back Together," may want to watch the video premiering this week on MTV and sister TV network CMT, the television channel said on Tuesday.
The video, in which the 22-year-old gets personal about her dating life, will debut on "MTV First: Taylor Swift" on MTV Thursday at 7:49 p.m. EDT and on country music sister channel, CMT. MTV News will air a 30-second "sneak peek" on Tuesday.
Swift will also perform the song live on the MTV Video Music Awards on September 6, the network said.
The song, the first single from the country star's upcoming album "Red," has already become a hit. Last week, it broke the Billboard chart record as the most downloaded song by a female artist in its first week, selling 623,000 copies.
It also has spurred a guessing game among fans about which ex-boyfriend Swift is singing about in lyrics such as:
"I'm really gonna miss you picking fights/And me, falling for it screaming that I'm right/And you, would hide away and find your peace of mind/With some indie record that's much cooler than mine."
Swift has won legions of fans with raw lyrics and songs inspired by her life. In the past, she has dated Joe Jonas, Jake Gyllenhaal, Taylor Lautner and most notably John Mayer, who was the subject of Swift's 2010 song "Dear John."
The singer has become a signature performer at the MTV VMAs since 2009 when rapper Kanye West stormed on stage and interrupted the then 19-year-old Swift's acceptance speech for the award for best female video.
West's interruption stunned audiences worldwide and Swift was praised by critics and fans alike for her handling of the situation. She received a wave of support after she returned to the show to perform.
Swift addressed the incident at the 2010 MTV VMAs performing her song, "Innocent," which was directed at West.
(Reporting By Piya Sinha-Roy; Editing by Bob Tourtellotte and David Brunnstrom)
Source: http://news.yahoo.com/clues-taylor-swift-video-mtv-offers-look-120932941.html
There are countless approaches to promote your business. Search engine ranking optimization and advertising are merely a number of the Online marketing approaches used to get noticed on the internet and enhance revenue. This article consist of some priceless online marketing assistance which will help you succeed on the internet.
Generate much more customers to make even bigger profits. Make use of a split analyze to find out which of two approaches may be most reliable at broadening your small business. Give a single group of people with one particular model from your webpage and publish a different version into a subsequent team. You may make a far more well informed determination soon after exploring the amount of clients each and every site generated.
You could add sections to your web page and get a single big hub, where people may come and perspective merchandise. Keep in mind that there?s practically nothing improper with range, just prevent making it possible for your website to start to be messy.
Make valuable info offered to your readers on the net to advertise your business. In case you have special written content making it possess some importance to the customers, it will certainly be appreciated. You need to ensure that people to your site are knowledgeable with regards to what your online business is all about and trying to keep the content of your site updated will encourage them to come back for your internet site.
Consumer adhere to up is vital. Ask customers to provide you with comments when they have experienced a bit of time to examine your product.
Promotion is needed to offer nearly anything, no matter if on the web or perhaps not. Advertising can tremendously boost the revenue of your enterprise. This will give you an essential new outlet to consumers.
Be aware of inclinations and needs from your target market, so you can style your website inside a manner which will pull these to it. When you?ve determined your target audience, it needs to be an easy method to discover what written content will carry them back in your site over and over.
Your eCommerce website can be enhanced by page ranking. If it?s very good enough, you might get your rating and help deal internet sites and client media backlink to you. This can be precisely the sam concept as retailers that sell reduction leaders to make in consumers that can make other more buys.
You need to have very good leads to get excellent revenue. They provide instant access to potential clients who want for more information about your products or services. You may have the opportunity to get in touch with this probable customer in a matter of just milliseconds right after they have sent in some information. This might eventually result in a profitable purchase among both you and your new consumer.
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There is more information available on seo services read Francina P. Carras?s site there?s plenty of details not covered on this page, find those details on Author?s blog to locate more.
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The stock market is a very tricky business, even for the most experienced investors. Although you have potential of making some money, you could experience misfortunes that set you back. By following the advice in this article, you will be able to invest your money wisely, and see a profit in the long run.
If you?re an American citizen you can open your own Roth IRA and fill it up. Most middle-class wage earners qualify to open this type of account. This type of investment has so many benefits and tax breaks that even if there is a medium level return, it can generate a large yield.
In order to make your stock market investments the most successful, you need to map out a specific plan with strategies and future goals. This plan needs to have things such as different strategies to use when buying and selling certain stocks. It should also entail a precise budget which defines your investment limitations. This will help you to make prudent choices, instead of being rash and relying on your emotions.
If you are using stock analysis to consider new investments, one of the first areas you need to consider in your analysis is the PE ratio, along with the total projected return on the stock. The price/earnings ratio should be no more than twice the value of the projected return. So, if you think that a stock will have a return of 11% you should have a price to earnings rate of 22 or less.
Buying a stock is also buying ownership in a company. Remember, when you purchase a stock then you are basically purchasing part of a company. You have to do thorough research to ensure the choices you make are sound and your investment will succeed.
Do not overlook investing in international stocks. While your preference might be towards investing in US companies and stocks, another way is to invest in the global economy by choosing to invest in companies around the world. Expanding your portfolio by investing in a mutual fund with international stocks in it is a great way to begin globalizing if you feel unsure about your current level of international expertise.
Look for a familiar industry to invest in. You are better able to understand the inner workings of companies whose industries you are familiar with and thus, you are better able to determine which ones are worth investing in. Success in any industry is not likely if you are not educated in it and are not sure what to expect or how to operate.
Make sure you diversify your investments sufficiently. Just like the saying, it is wise to not have all of your eggs inside of one, single basket. You have to hedge your bets, as they say in the market, by investing in various solid stock opportunities.
Consider signing up for an online investing message board. You will benefit from interacting with other traders. These investors can help you and you can help them. By joining good forums that are frequented by experienced investors, you might pick up good information that cannot be found anywhere else.
Make sure you consider a wide variety of investment options. It is always a good idea to pick stocks that will grow in the future, but also look at the growth prospects of bigger and safer companies. The bigger companies are known for high growth, so they are more likely to continue having profits and performing well.
Use your voting rights if you own some common stocks. Depending upon a particular company?s charter, you might be entitled to voting rights when electing proposals or directors in major changes like mergers. A lot of voting occurs annually at any given company?s shareholders? meeting; it can also be done through proxy voting.
If you want to invest in a particular stock, pay attention to the quantity of shares which are traded each day. This is just as important as the commission you pay for selling when investing in stock. When a stock?s volume is low then you don?t get as much for trading that stock. This means that it can be hard to sell it if you want to get out.
There are, as was mentioned earlier, a lot of ways to protect your stock market investments. Instead of making huge mistakes with your money, implement what you?ve just learned and see a profit instead.
Stocks are more than a piece of paper that is bought and sold. Stock ownership means that you?re a part of the company?s ownership as well. You are then entitled to both claims and earnings on assets. Voting privileges are sometimes granted by stock ownership.
Source: http://www.compoundedknowledge.com/stock-market-advice-that-can-benefit-you/
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Getty ImagesThere?s little worse than having your starting quarterback leave with an injury in the preseason, but it looks like the Lions got little more than a temporary scare from Matthew Stafford on Saturday.
The Lions quarterback left the game with an injury to his left hand, but x-rays taken during the contest were negative. Stafford, who wore a wrap on the hand, said afterward that he would have returned if it had been a regular season game.
?Probably what would have happened in a regular season game is right after it happened, I would have up for x-rays,? Stafford said, via Anwar Richardson of MLive.com. ?If they would have said they were negative, I would have come back in the game. It feels okay right now. It feels fine, really. It?s scary to look down and see your hand swell up by the second.?
Running back Kevin Smith also seems to have avoided an injury that will keep him out of the lineup for an extended period. The oft-injured running back hurt his ankle early in the second half, but also got good news when x-rays came back negative on Saturday.
?It just gets scary under the pile of those big guys laying on you. It?s just a minor tweak, something I?m pretty sure I can get rid of quick. Just stay in the training room,? Smith said. ?More than anything, I was very scared. Just being that I had a high ankle sprain, I know how long it took to get back healthy. It?s not a high ankle sprain, so that?s positive. I?ll get in the treatment room and get back as soon as I can.?
Given the thin ranks at running back early in the season for Detroit, an injury to Smith would have forced the team to look for backfield help before the season starts. They still might do that, but it doesn?t appear they will be quite as desperate as many feared when Smith hobbled off the field in Oakland.
Now the Lions just need to clear up the status of the two cornerbacks who went down against the Raiders to make the whole night a momentary scare instead of a lingering problem.
?
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People have diverse eating routine which might be ruled through their particular lifestyle. Several would stick to the regular three entire daily meals, and some may decide to try to eat what ever they want anytime they need. The main thing is perfect for website visitors to have the nutrition they should reside living they want. Nonetheless, men and women may not be aware of this however a great deal of waste can accumulate in the body simply by undertaking this specific neurological necessity. The more time your waste elements remain in one?s body, the more often it is to purge them away and people be a little more vunerable to various illnesses. To guard your wellbeing, you have to take the very best colon detox diet now and then to aid get rid of every one of these waste materials from a physique.
An all natural approach to getting rid of harmful body waste is really a diet consisting of a mix of all-natural food items. Colon cleansing is really a form of detox that can be done in several ways ranging from diet plan routines, nutritional supplements, as well as stimulant laxatives to in-clinic colonic cleansing. There are many considerations about constant colon cleanse as it might result in negative negative effects for example electrolyte discrepancy, digestive tract destruction, and also reliance. In extraordinary instances, improperly accomplished colon cleaning procedures were actually reported to have caused heart attacks. These kinds of unwanted side effects have been particularly noticed in methods including colon cleanse methods, enemas, nutritional supplements, and herb teas. There is certainly significantly less probability of experiencing these kinds of unwanted effects along with diet-based detoxification completed over brief durations plus extended intervals.
The top colon cleansing diet is made up of a combination of food that really work jointly to brush over the digestive tract to be able to force the particular waste elements from the body. These are typically organic food which is fiber rich. Some of these diet plans recommend that you bulk up with whole grains along with cereal products. Dark brown rice, amaranth, quinoa, and grain tend to be instances of foodstuff which might be quickly ingested as well as perform efficiently in purifying the body. Having juice coming from uncooked fruits and vegetables is additionally advised to offer one?s body sufficient way to obtain the main nutrition it must purpose at the greatest. Appropriate water can be important to exchange almost all body fluids lost within the eradicating process. Having a lot more than the particular ten associated with drinking water that?s prescribed because day-to-day bare minimum can also be recommended for anyone over a colon cleanse diet plan.
A colon cleansing diet plan will help you to really feel lighter in weight, far more dynamic, and generally healthier. You might also sense more advantages when it comes to mind emphasis when you have gone on the very good detox course of action. To relish these kinds of benefits, you need to continue your current colon cleanse the right way. You have to be crystal clear concerning your goals throughout purifying your system via colon cleaning. It is usually necessary for one to find everything in regards to the different kinds of colon cleansing diets close to. Read about the advantages and disadvantages of every 1 so that you can decide where one could always be good for you. There is also to consider just how inclined you might be to undergo using the restrictions added by a specific colon cleanse diet. It?ll be a waste of time and energy to start a cleanse diet regime just to quit halfway even though you can?t live for a few days associated with refusing to eat your preferred foodstuff.
Before going on the colon cleaning, you ought to be certain you don?t have any kind of health problems which can be annoyed by simply restricting or raising certain types of meals. Your personal doctor would be able to let you know whether it?s going to be smart that you can go on colon cleanse diet. Even reliable colon cleansing diet regime are not regarding help to anyone in case you have fundamental health problems which could aggravate and also cause you to fall ill. Detoxifying using a colon detox should be carried out to help you healthier not sicker. When you see your doctor, be ready to answer questions about just about any especially unusual observations you might have inside your bodily processes. Sensation too tired, large, as well as slower almost always indicate the requirement to detoxify. There is no assure, however, in which purifying could be the only feasible strategy to these kinds of bodily maladies. The easiest method to be sure what you should do in order to feel great is usually to choose a medical assessment as well as discussion.
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Source: http://creatingtheluck.com/the-best-colon-detox-diet-plan-for-the-more-healthy-physique/
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A Tough Call: So many rattlesnakes are killed for no good reason. But, sometimes I at least understand where the people are coming from. An Eastern Diamondback Rattlesnake, Crotalus adamanteus, was recently spotted in Hurley, Mississippi very close to a middle school, a high school, and a softball field. My suspicion is that if the snake was left alone, nobody would have ever seen it again. However, we will never know, because the snake was killed after being run over and then shot in a ditch (future potential snake killers, please see above). The newspaper reported that the rattlesnake (on the right) was five feet long. I don't think so and neither should you.?Source: http://www.livingalongsidewildlife.com/2012/08/friday-roundup-returns-rattlesnakes-in.html
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Real estate investing means purchase, control, management or rental/sale of real estate for profit. A lot of people battle to invest. It takes lots of cash. Do you want being a real estate investor? To become a successful investor you should be decided and flexible. There are a few tips that will aid the prospective consumer to become a profitable investor.
A investor make the decision whether or not his or her investment objectives are generally long term or short term. Because the investor maintains paying the actual mortgage volume, his / her costs becomes less and his awesome equity inside the property boosts which in turn adds to the total net worth. If an investor really does the real estate investment pertaining to short term he is able to earn a significant earnings. By way of example: For those who have obtained a property for nearly $50,000 which usually wants several restoration work being carried out which in turn costs almost $10,000 and the selling costs complete $5,000. Then your overall cost could be $65,000. An individual sell your property regarding $85,000 following 6 months of purchase. Anyone may possess received netting revenue of practically $20,000.
Excellent location furthermore performs an important part although investing in a very property. Whenever you plan to buy or book a new property, first of all , pops into their heads is that this is really a spot wherever an individual is going to stay. You can increase the property however are unable to transfer the location. Attempt to go with a property within busy cities or towns rather than selecting inside a country. There are far more people villages so you will see much more demand for your own property.
If you discover foreclosures property or HUD repossessions then you definitely get a full volume of cash in on the actual property. If you wish to find great places for coupons, take a look at local newspapers, courthouses and real estate investor websites that may solicit various properties. Before selecting a property, check whether the surrounding places are very well taken care of. When the community operates straight down or there are many boarded upwards properties, this may stop a good deal in the end.
Take the time to study the actual property. Take time to familiarize yourself with your property. Execute a thorough research into the real estate prior to informing ?yes?. If you find selected complications inside the property it could be easier to say ?no?.
Sharpen your current settlement skills. Discover conditions which are employed by agents and sellers. This will help in understanding what the other person can be telling and never get puzzled. A good investor should have negotiation expertise.
Source: http://www.merchservices.net/few-important-real-estate-investment-tips/
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LOS ANGELES (AP) ? Shares of Micros Systems Inc. rose Friday after the supplier of point-of-sale systems for restaurants and hotels reported fourth-quarter earnings that beat analyst expectations.
THE SPARK: Columbia, Md.-based Micros said Thursday that its net income in the three months to June 30 rose 16 percent to $48.2 million, or 59 cents per share, compared to a year ago. Excluding the cost of compensating executives with stock, adjusted earnings came to 68 cents, soundly beating the 59 cents expected by analysts polled by FactSet.
Revenue rose 10 percent to $302.5 million, also beating the $301 million expected.
THE BIG PICTURE: More than 330,000 Micros systems are installed in restaurants, hotels, casinos and retail operations in more than 180 countries. In April, the company said it would acquire Torex Retail Holdings Ltd., an English provider of information technology systems to pubs, convenience stores and gas stations in the U.K. and Europe, for 114.5 million pounds ($181 million).
THE ANALYSIS: Wedbush analyst Gil Luria said in a research note that Micros should continue to benefit from industry trends, a strong market position, an excellent track record of execution and the Torex acquisition, which should benefit earnings.
Luria maintained his earnings estimate for fiscal 2013 of $2.51 per share, which includes an expected drag on earnings due to currency movements of 10 cents per share. That would be up from fiscal 2012's adjusted earnings of $2.22 a share. He maintained an "Outperform" rating on the shares and $65 price target.
SHARE ACTION: Micros shares rose $4.58, or 9.5 percent, to $52.79 in afternoon trading Friday. That's still below its 52-week intraday high of $58.49 reached in early May.
Source: http://news.yahoo.com/micros-shares-head-higher-4q-earnings-beat-180144847--finance.html
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??Benjamin Walker played our 16th president as a determined stalker of bloodsuckers in "Abraham Lincoln, Vampire Hunter," and now Daniel Day-Lewis is prepping for his shot at the role in Steven Spielberg's "Lincoln," due in theaters in November.
Source: http://www.msnbc.msn.com/id/3036697/vp/48771486#48771486
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So you?ve flown out of town on a family vacation, you?ve arrived at the airport and you?re in the process of picking up your rental car.? As you?re signing the paperwork, the rental car representative asks, ?Did you want to purchase the auto insurance coverage??? You have already checked with your auto insurance agent in anticipation of this question.? Your agent had indicated that since you are currently carrying the Comprehensive and Collision coverage on the owned vehicle listed on your policy, and since this was a temporary substitute for that vehicle, then your current auto insurance policy with that particular company would extend the Liability coverage and the Comprehensive and Collision coverage to the rental car.? Therefore, one can conclude that if anything happens to the rental car while you are renting it then you have nothing to worry about, correct?? Not necessarily.? Let?s take a look at some of the ?gaps? in coverage that the typical Auto Insurance policy could present and how the rental car coverage would possibly provide protection.
There are two options that have to be considered when weighing the choice of purchasing rental car coverage through the rental car company:? liability and physical damage.? The first consideration, liability coverage, protects the driver for bodily injury and property damage to third-party property that the driver may be liable for if he/she causes an accident.? The rental car company will usually offer the option to purchase the liability coverage through them.? Keep in mind, typically this coverage is ?in excess? of the liability coverage on your private auto insurance policy.? As a general rule, the rental car liability coverage will provide the same protection as the private auto insurance policy: ?it is simply ?excess? coverage.? Therefore, the only real incentive behind purchasing this additional coverage through the rental car company would be if you were concerned about being involved in an accident that could potentially be severe enough to exceed the limits that you currently carry on your personal auto insurance policy.? Chances of this may be slightly greater since you would be operating an unfamiliar vehicle in, most likely, unfamiliar territory.? However, if there were concern that your current limits on your private auto insurance policy may not be adequate, then your consumer dollars might be better spent by bumping up the limits on your current policy and having that additional protection all-year around.
The second option that should be considered pertains to the physical damage to the rental car itself.? Here is where there may be discrepancies between your personal auto insurance policy and the rental company coverage.? The personal auto insurance policy would provide coverage if the rental car were to become damaged, but what about the down time?? An extensively damaged car could equate to significant income loss for the rental car company due to not being able to rent out that vehicle.? A rental car company would have the right to go back to the renter for compensation.? The personal auto insurance policy would not provide coverage for this.? By purchasing coverage through the rental car company, this protection should be included.
If the car is extensively damaged, it may need a reconstructed title.? In circumstances such as these, the vehicle ends up losing value.? This is another example of a loss sustained by the rental car company that the renter could be held liable for.? This ?diminution of value? is not covered by the personal auto insurance policy, but, again, should not be an issue if coverage is purchased through the rental company.
For circumstances regarding damage that is covered by the personal auto insurance policy, do keep in mind that your deductible would be applicable.? Therefore you would be responsible for paying the portion out of pocket, on the spot.? Even if there is a likelihood that the damage is below your deductible limit, the rental company may insist on being reimbursed for the full deductible to cover unforeseen costs.? You may also run the risk of not receiving a refund if the damage is ultimately below the deductible amount that you paid.
Also keep in mind that physical damage claims that may occur to the rental, which are paid for by the personal auto insurance policy, will be reflected on your driving record with your auto carrier.? If you purchase the rental car protection and cause a physical damage loss to the rental, this payout will not be held against you.? This could be considered a get-out-of-jail-free card.
An additional cost that the rental car renter could encounter is being held up.? If the renter damages a rental car and does not purchase the rental coverage, the rental company could refuse the renter another car until the auto insurance company is reached and confirms that they will pay the claim. This is not the way most people would prefer to spend their family vacation. In other words, sometimes it is advisable to purchase the coverage and consider it ?vacation insurance?.? Leave the worries and unforeseen catastrophes to the rental car company so you your family can focus on enjoying that ?getaway? that you worked so hard to earn.
In summary, although the personal auto insurance is designed to protect an insured and their family from unforeseen losses when operating an owned or borrowed vehicle, there are additional responsibilities and liabilities incurred when entering into an agreement for a rental car.?? Therefore serious considerations should be made when rental car coverage is offered.? As with any contract, you will also want to take a look at the terms and conditions of the rental company insurance and understand the stipulations and limitations of their coverage.Posted by: Robert Lafaro
Posted Friday, August 24 2012 3:07 PM
Tags : Auto Insurance, Car Insurance Quote, Erie, PA, Pennsylvania
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WASHINGTON (Reuters) - U.S. home resales rose in July, helped by low interest rates and increased hiring although the data still pointed to a slow recovery in housing that will provide only slight support for the economy.
Sales of previously owned homes rose 2.3 percent to an annual rate of 4.47 million units, the National Association of Realtors said on Wednesday. The level of sales was just below analysts' expectations of a 4.52 million-unit rate.
The U.S. housing market, in a deep rut since the 2007-09 recession, has been a relative bright spot in the economy this year.
The NAR said home prices rose last month from a year earlier and that fewer homes were sold under distressed conditions - those following foreclosures or in short sales.
"The housing sector has turned a corner, and demand will continue to improve," said Michelle Girard, an economist at RBS in Stamford, Connecticut. "The data also underscores the fact that improvement will be gradual."
Many economists think residential construction will give a small boost to the economy this year.
But home building plays a much smaller economic role than it did before the recession, and a turn for the worse in the broader economy could easily undo housing's fledgling recovery. While interest rates are low, it is still hard for many people to get a mortgage.
"The combination of a subdued outlook for U.S. economic growth and tight mortgage credit conditions suggests that a normalization in home sales remains some way off," said Ed Stansfield, an economist at Capital Economics in London.
U.S. financial markets shrugged off the data.
The pace of sales has rebounded since bottoming out in 2010, but remains about 40 percent below its 2005 peak. Indeed, the current sales pace is roughly in line with levels seen in 1997.
HOUSEHOLD DEBT STILL HIGH
With stubbornly high unemployment and a weaker global economic picture, many economists think the Federal Reserve could launch a new round of bond buying to help prop up the economy as soon as next month.
The Fed is set to release minutes later on Wednesday from its last meeting held July 31-August 1, which could give clues about policymakers' readiness to act.
The economy continues to be hindered by problems caused by the housing bubble that began to unwind in 2006, helping to trigger the deep recession.
Households are still heavily in debt, and many owe more on their homes than they are worth, making those properties harder to sell.
The number of existing homes on the market has fallen sharply since last year, though inventory rose slightly in July to 2.4 million homes. That was 1.3 percent higher than in June but 23.8 percent below its year-ago level. At the current pace of sales, the inventory would last 6.4 months.
Distressed sales - which are homes often sold at deep discounts - made up 24 percent of sales in July, down from 25 percent in June, the NAR said.
That could be helping to lift sale prices, said Daniel Silver, an economist at JPMorgan in New York.
The median price for a home resale was $187,300 in July - 9.4 percent higher than in the same month a year earlier.
Most economists expect U.S. economic growth will pick up a bit in the second half of the year, barring potential problems from abroad like a worsening in Europe's debt crisis.
U.S. stocks fell on Wednesday and U.S. government debt yields declined as weak export data from Japan underscored the headwinds facing the global economy.
A separate report showed applications for U.S. home mortgages tumbled last week, with demand for refinancing drying up as mortgage rates jumped to their highest level since late June.
The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, which includes both refinancing and home purchase demand, fell 7.4 percent in the week ended Aug 17.
Fixed 30-year mortgage rates jumped 10 basis points to average 3.86 percent. Even with the increase, rates are still at relatively cheap levels after falling to record lows in recent months.
(Reporting by Jason Lange; Editing by Neil Stempleman, Tim Ahmann and Jan Paschal)
Source: http://news.yahoo.com/existing-home-sales-rise-july-140528925--business.html
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Source: http://www.morristhepen.net/2012/08/mike-filsaime-world-wide-web-marketer-review/
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Nicholls State freshman Brooke Fonseca, a former Terrebonne High product, participates in a team practice on Wednesday.
Abby Tabor/Staff
Transition is never easy, especially when there is a new coach involved.
That is the case for first-year Nicholls volleyball coach Patrick Hiltz.
Hiltz steps in to take over the Nicholls volleyball program, replacing former coach TeAna Tramel, who resigned in December after two seasons and is now coaching at Houma Christian School.
Hiltz, who has 18 combined years of coaching experience on the high school, college and club volleyball levels, said the transition has been a challenge, mostly because the players are still getting used to a new coaching style.
"The girls are picking up on a new offensive and defensive system," he said. "They are trying to break their old habits. They've had to change what they are doing, and they are adjusting real well and starting to get some chemistry. It's getting smoother and smoother. It's not a well-oiled machine yet, but I don't think we want to be there yet. We want to be peaking later on when we are getting ready for Southland Conference play and tournament season."
Hiltz is taking over a Nicholls team that went 18-14 last season, which was the most wins for any Nicholls team since 2002. Nicholls fell short of making the conference tournament last season.
But the Colonels will have eight players and four starters returning from last year's squad, including six senior players.
Hiltz said having veteran experience has made the transition easier.
"Mainly the seniors have been the ones to step up," he said. "What I expect of them is to set the example for everybody else. They seem to be very focused on what they want to accomplish this year. They know what it feels like to get to a conference tournament. It's clearly their goal this year. That's what we are set out to do, and that's what we are going to accomplish."
Nicholls will open its season at the University of Missouri Invitational on Friday and Saturday. The Colonels will play Michigan and Virginia Tech on Friday, and Missouri and North Florida on Saturday.
"We've got a good test this weekend in going up to Missouri," Hiltz said. "We get to play against some big girls, and playing against that speed and height, it's going to be difficult, but we'll be able to see where we are and where we need to get to."
Senior outside hitter Kathryn Stock, a former E.D. White Catholic standout, said the players are getting used to Hiltz's aggressive and faster paced playing style.
"Practice is going really well," Stock said. "We're having fun. It's good competition between us. I think we are adjusting well to the new system. We'll be able to test it out against some good teams this weekend, so I'm excited to see that."
Senior outside hitter Jennifer Brandt, who recently earned second-team All-Southland Conference preseason honors, said it is important for the Colonels to develop team chemistry this season.
"It's been good to get back in the gym and work so we can develop a good chemistry with each other," Brandt said. "As a team, we aren't trying to be individuals. We are trying to work together and help each other out so we can get a lot of things down."
Other returning senior players this season for Nicholls are setter Nancy Taylor, middle blocker Jessica Addicks, middle blocker Sarah Terry and middle blocker/outside hitter Amanda Newlin.
Several returning junior players are middle blocker Jasmine Harris, middle blocker Brooke Hopper and libero/setter Carley McInnis. Nicholls will also have three local products on its team in Stock, sophomore transfer player and former Terrebonne High standout Sierra Lyons, who played her freshman season at Xavier University of New Orleans, and freshman Brooke Fonseca of Terrebonne High.
Hiltz said the Colonels have experienced and talented players throughout their roster.
"We're not going to really have just one person we can rely on," he said. "It's going to be one of those things that any of the players we have can be the go-to person on any given night, which is going to make it interesting for other teams to figure out who they are going to stop. If they stop one player one night, somebody else is going to step up and beat them. I like the balance that we have."
As she prepares for her first season of college volleyball, Fonseca said participating in fall camp has been a learning experience.
"It's going very well," Fonseca said. "I've been working real hard. The transition has been a little rough, but overall I think it's going great. Coach Hiltz and the rest of my teammates have worked with me and pushed me, so it's coming together."
The Colonels were picked to finish ninth out of 10 teams in both Southland Conference coaches and sports information directors polls, but Stock believes they could shock some people with their play this season.
"I think we definitely will make the conference tournament and make a run at the championship," said Stock, who won a high school state championship at E.D. White and a junior college national championship at Western Nebraska. "We have a lot of potential and talent on our team. As much as we choose to work and come together as a team, I think that will tell us how far we can go. As of now, the sky is the limit."
Source: http://www.houmatoday.com/article/20120823/articles/120829828
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JOHANNESBURG (Reuters) - The rand weakened against the dollar early on Wednesday, coming off a surprise gain in the previous session with investors still unsure about the global economy and ahead of inflation data that could see the market pricing in another rate cut in September.
Risk appetite on hopes European authorities will take steps to stem the euro zone debt crisis buoyed the rand on Tuesday. However, dealers now see the move as a small correction and unlikely to be sustained.
By 0640 GMT on Wednesday, the rand was down 0.3 percent to 8.2850, undoing previous gains to break through the 8.28 support that opens it up for further weakness. It closed at 8.2625 in New York on Tuesday.
"The dollar-rand ended up in late trade at 8.26. That indicates that rand bulls lost traction and 8.17 - 8.40 is my consolidation. The trend still remains for a weaker rand," said Judy Padayachee, technical strategist at Absa Capital.
Analysts expect even weaker levels on the rand as global factors such as the euro zone crisis, which have driven it weaker recently, continue to weigh on emerging market assets seen as risky.
If inflation data due in this session comes in lower than expected, the rand may weaken further away from 8.28 support.
July inflation data due at 0800 GMT will give clues about the inflation trend with concerns about food prices as agricultural futures spike up in adverse weather conditions around the world, including the worst drought in more than 50 years in the United States.
Economists in a Reuters poll expect inflation eased to 5.2 percent in July from 5.5 percent in June.
If the data comes in below 5.2 percent, the market could price in another interest rate cut after a reduction last month, which would weigh on the rand.
Government bonds were still supported by a successful bond auction on Tuesday and yields dropped three basis points each in early Wednesday trade.
The 2026 issue was at 7.525 percent while the 2015 paper extended gains to a two week high of 5.54 percent.
The Treasury will announce issuance plans for next week at 0900 GMT while power utility Eskom will release results of its sale of 2028 inflation-linked paper after 0900 GMT.
Source: http://news.yahoo.com/africas-rand-weakens-vs-dollar-tests-8-28-071237916--finance.html
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