Saturday, September 8, 2012

Skin and immune system influence salt storage and regulate blood pressure

ScienceDaily (Sep. 7, 2012) ? High blood pressure is responsible for many cardiovascular diseases that are the leading cause of death in industrialized countries. High salt intake has long been considered a risk factor, but not every type of high blood pressure is associated with high salt intake. This has puzzled scientists for a long time. However, new findings by Professor Jens Titze (Vanderbilt University, Nashville, Tennessee, USA and the University of Erlangen) now point to previously unknown mechanisms.

Accordingly, the skin and the immune system play an important role in the regulation of the sodium balance and hypertension, as he reported at the 1st ECRC "Franz-Volhard" Symposium of the Max Delbr?ck Center for Molecular Medicine (MDC) Berlin-Buch and Charit? -- Universit?tsmedizin Berlin on September 7, 2012 in Berlin-Buch.

The water and salt balance of the body is of great importance for blood pressure. The decisive factor is the kidney, which regulates how much water is retained in the body and how much is excreted. In this way it regulates the volume of blood and thus influences blood pressure. However, new findings by Professor Titze, one of the leading experts in the field, show that organs and systems of the body that hitherto were not associated with water and salt balance have an influence on blood pressure: the skin and the immune system.

Professor Titze showed that sodium can be stored in the connective tissue of the skin. "The sodium concentration can be higher in the skin than in blood. This means that not only the kidney regulates sodium balance but that there must be additional mechanisms," the researcher explained. His research group demonstrated that the immune system plays an important role in this mechanism: A specific type of immune cells, the macrophages -- literally "big eaters" in Greek -- recognize high sodium levels in the skin. They subsequently activate a gene that in turn ensures that the vascular endothelial growth factor (VEGF-C) is released in large amounts into the skin. VEGF-C controls the growth of lymphatic vessels that transport fluid and sodium. If this factor is released in higher amounts, lymphatic vessels grow into the skin and ensure that the stored sodium can be transported away again.

In animal experiments Professor Titze's research team blocked this mechanism. As a result, the rats and mice in the experiment developed high blood pressure. "The immune cells apparently regulate salt balance and blood pressure," Professor Titze said. "In addition, data from a first clinical study showed that large amounts of salt are stored in the skin of patients with high blood pressure."

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The above story is reprinted from materials provided by Max Delbr?ck Center for Molecular Medicine.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/kDDJw2u_0FE/120908081613.htm

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Friday, September 7, 2012

Neutron detector will advance human disease research

ScienceDaily (Sep. 6, 2012) ? A neutron detector developed for studies focused on life science, drug discovery and materials technology has been licensed by PartTec Ltd. The Indiana-based manufacturer of radiation detection technologies is moving the technology developed at the U.S. Department of Energy's Oak Ridge National Laboratory toward the commercial marketplace.

The Neutron-Sensitive Anger Camera allows researchers to study a wider variety of crystalline structures, supporting studies in biology, earth science, geology, materials science and condensed matter physics.

"This ORNL detector system, developed for DOE's Spallation Neutron Source, can determine the time and position of the neutrons captured, enabling extremely accurate neutron time-of-flight measurements," said Yacouba Diawara of the Instrument and Source Design Division at ORNL.

The detector achieves very high efficiency, high timing and position resolution and low background noise at a reduced cost -- all characteristics that make it attractive for medical, biological and general scientific research.

"The detector is suited for biological samples because the protein crystals scientists are interested in are very small, about the size of a grain of sand," said Richard Riedel of the Instrument and Source Design Division at ORNL. "No other neutron detectors are suited for viewing these complex proteins at a pulsed neutron source."

The ORNL research team optimized an existing technology called the Anger Camera -- named after its inventor, Hal Oscar Anger -- by improving the detector's ability to view the atomic structure of crystals, such as those composed of protein macromolecules.

Previous neutron detectors struggled to resolve crystals smaller than 2 millimeters, but ORNL's system can clearly detect 1-millimeter and smaller crystals. This capability is important not only for biological crystals but also for small crystals that are subject to extremely high pressures using an instrument at SNS called the Spallation Neutron and Pressure Diffractometer.

"It turns out there are a number of proteins and enzymes that don't form very large crystals," Riedel said. "The push in neutron science has been to design devices that can detect smaller and smaller crystals -- down to half a millimeter."

PartTec CEO Herschel Workman envisions this technology greatly impacting a variety of scientific fields. The advances in biological research alone could affect the development of novel drugs for many types of disease.

"We are pleased to receive this opportunity to manufacture and market the Anger Camera, which will help researchers expand current medical boundaries," Workman said. "Their work, in turn, will help those in need to find medical answers and options previously unavailable to them."

The system was developed by Riedel, Diawara, Theodore Visscher, Lloyd Clonts, Cornelius Donahue Jr. and Christopher Montcalm of ORNL's Neutron Sciences Directorate.

The project was funded by the DOE's Office of Science.

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Story Source:

The above story is reprinted from materials provided by Oak Ridge National Laboratory.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/matter_energy/biochemistry/~3/jmLXJmq29n0/120906154220.htm

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Video: KLG and Hoda discuss the tooth fairy?s deep pockets

Sorry, Readability was unable to parse this page for content.

Source: http://www.msnbc.msn.com/id/21134540/vp/48929371#48929371

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Usu?rio:NatashaSapp406 - Wiki-e-SOM

Looking For A Resume And Cover Letter Sample

There is a lot riding on having that excellent resume and that ideal cover letter. It could imply the distinction that excellent job or a mediocre job that you arent genuinely that pleased at. Its no wonder that the pressure of writing a good resume and cover letter is a small intimating to job hunters everywhere. Millions of job hunters turn to books promising to provide them with the tools to write that excellent resume. Folks commit hundreds of dollars on pc software that is assured to make a resume and cover letter that will get them hired to the job of their choice. For those who dont want to commit income there is a whole network of free of charge samples and articles right at their fingertips each and every time they log into the world wide web. Some people actually grow to be obsessed with discovering the excellent sample of what their resume and cover letter ought to be like. Lewes SEO Web Design black and white cv .

Even though these job hunters are headed in the proper direction, one thing that wants to be kept in mind is its a robust and personalized cover letter that will get them that interview. As fantastic as these samples may well sound, individuals should not be tempted to pass them off as their personal cover letters. Each cover letter requirements to be customized to the position and the organization they are applying for.

A resume can be a little less complicated to write than a cover letter. Essentially a resume is a background of your work experience. Its not uncommon to have only 1 resume on file instead of many ones, due to the fact lets face it there is only so several ways you can list your experience. You can use the very same resume to apply to company ABC and business XYZ. A good resume merely shows employers that you have the abilities and expertise that meet their criteria. The crucial to a excellent resume is to let your abilities and skills shine by means of.Photography Brides of North Texas understandable .

Even so its not advisable to use the exact identical cover letter for both organizations because as we all know, no two jobs are alike. In reality no two companies are alike. Every single business comes with its personal sets of requirements and you cover letter wants to state how you meet their particular demands. Why you may well be a excellent match for one particular firm might not hold accurate to an additional. Since of this its unadvisable to use a sample cover letter that you may possibly uncover on the internet.

Thats not to say making use of these examples you uncover as a guideline or even tweaking the samples to make it fit YOUR capabilities, YOUR personality, and show that YOU realize what the company is searching for is a negative idea. In fact these kinds of resumes and cover letters are really specific and could aid demonstrate that you completely understand the companys demands. Even far more importantly they could support you get across the point that you are a excellent match for them.

There are several avenues for you to pursue while seeking for a resume and cover letter. As was mentioned ahead of, you can often hire a person to help you write your resume and cover letter. Or even much better they will write your resume and cover letter for you. This is a pricey service even though and not one that I would recommend. You dont truly know these folks, you only invest a little quantity of time with them so why trust them with the most essential tools you need for a job.

An less complicated less pricey route is to check out your local book shop. There is usually a whole section devoted to books geared toward individuals seeking for help writing that perfect resume. Even though these books will supply samples, they also arm you with the knowledge you want to write a excellent resume and cover letter oneself. To me this is the greatest benefit with a how to book, it educates you. You cant place on price tag on that sort of education.Contractor Accountants Cornhill Private Wealth Cornhill Private Wealth video resumes .

Lastly, the simplest way to appear for resume and cover letter samples is your pc. Walk into any computer software program shop and you will uncover a selection of programs that will help you with your resume. Its nearly like possessing a specialist resume maker but without having the expensive expense. These programs guide you step by step by means of the approach. If you really dont want invest the funds on software, dont be concerned. There are a lot of sites devoted to assisting you write that ideal resume. Most of the time they will expense you either a modest subscription fee or nothing at all at all. The only downside to this is that at times they dont go into as much detail as say a book would. They are not usually as organized as a book would be either.

As lengthy as you are hunting for resume and cover letters samples to assist you in your job search, which can only advantage you. Nonetheless looking for them to copy and pass off on your personal could imply sudden death in the job hunt.

Source: http://musica.educacaoartistica.net/mw_e_som/index.php/Usu%C3%A1rio%3ANatashaSapp406

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Thursday, September 6, 2012

Hunting For A Resume And Cover Letter Sample | 2cgi

There is a lot riding on having that excellent resume and that perfect cover letter. It could imply the distinction that excellent job or a mediocre job that you arent truly that content at. Its no wonder that the pressure of writing an excellent resume and cover letter is a tiny intimating to job hunters everywhere. Millions of job hunters turn to books promising to give them with the tools to write that perfect resume. Men and women invest hundreds of dollars on personal computer computer software that is guaranteed to make a resume and cover letter that will get them hired to the job of their decision. For those who dont want to commit income there is a whole network of totally free samples and articles appropriate at their fingertips every time they log into the net. Some folks actually grow to be obsessed with discovering the perfect sample of what their resume and cover letter must be like.

While these job hunters are headed in the proper direction, a thing that requirements to be kept in thoughts is its a strong and personalized cover letter that will get them that interview. As wonderful as these samples may sound, people must not be tempted to pass them off as their own cover letters. Each and every cover letter requirements to be customized to the position and the business they are applying for.

A resume can be a small less complicated to write than a cover letter. Essentially a resume is a background of your function expertise. Its not uncommon to have only one particular resume on file as an alternative of numerous ones, simply because lets face it there is only so many methods you can list your expertise. You can use the identical resume to apply to organization ABC and company XYZ. A great resume merely shows employers that you have the abilities and encounter that meet their criteria. The crucial to a very good resume is to let your abilities and expertise shine by way of.

Even so its not advisable to use the exact exact same cover letter for both companies since as we all know, no two jobs are alike. In truth no two firms are alike. Each and every company comes with its own sets of wants and you cover letter needs to state how you meet their particular wants. Why you may be a perfect match for 1 firm may possibly not hold accurate to yet another. Due to the fact of this its unadvisable to use a sample cover letter that you may locate on-line.

Thats not to say employing these examples you find as a guideline or even tweaking the samples to make it fit YOUR expertise, YOUR personality, and show that YOU comprehend what the company is seeking for is a poor thought. In reality these sorts of resumes and cover letters are really certain and could support demonstrate that you fully comprehend the companys wants. Even a lot more importantly they could support you get across the point that you are an ideal match for them.

There are many avenues for you to pursue even though hunting for a resume and cover letter. As was talked about just before, you can constantly hire an individual to assist you write your resume and cover letter. Or even much better they will write your resume and cover letter for you. This is a pricey service although and not 1 that I would recommend. You dont truly know these individuals, you only devote a little amount of time with them so why trust them with the most crucial tools you require for a job.

An simpler less pricey route is to check out your regional book retailer. There is generally a whole section committed to books geared toward individuals searching for aid writing that excellent resume. Whilst these books will provide samples, they also arm you with the knowledge you need to write an excellent resume and cover letter oneself. To me this is the greatest advantage with a how to book, it educates you. You cant place on price on that sort of education.

Lastly, the simplest way to look for resume and cover letter samples is your pc. Stroll into any pc software program shop and you will discover a range of programs that will aid you with your resume. Its almost like possessing a specialist resume maker but without the high-priced cost. These programs guide you step by step by means of the method. If you genuinely dont want commit the money on computer software, dont worry. There are lots of sites committed to assisting you write that perfect resume. Most of the time they will price you either a small subscription fee or nothing at all at all. The only downside to this is that at times they dont go into as significantly detail as say a book would. They are not often as organized as a book would be either.

As extended as you are searching for resume and cover letters samples to assist you in your job search, which can only benefit you. However seeking for them to copy and pass off on your own could imply sudden death in the job hunt.

To check out more, please go to: open in a new browser

Source: http://2cgi.com/hunting-for-a-resume-and-cover-letter-sample/

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Pumpkin drinks and desserts signal the switch to fall - My Town

Rumor has it that the Pumpkin Spice Latte is back at Starbucks.

Pumpkin scones and pumpkin cream cheese muffins are also back.

That only means one thing -- it's nearly the fall season.

Nothing says "it's about to be fall," like the Pumpkin Spice Latte, which is "espresso, pumpkin-flavored syrup and steamed milk...topped with sweetened whipped cream and pumpkin pie spices," according to the coffee company.?

When I was younger, it always seemed like shopping for school clothes marked the start of the fall season. Now that I'm older, the return of the only seasonally offered Pumpkin Spice Latte marks the beginning of the cooler months. (Okay, so it's still warm right now...)?

I was reminded of all things pumpkin when I met with Linda Phillips, the owner of Sylvania's newest bakery, Sugar Plum Sweets, this morning. Before the interview, I looked at the glass cases full of desserts and saw these pumpkin cheesecake bars:

Photo (3)

I enjoyed Linda's philosophy on her new business. She said sometimes customers feel guilty when they order sweet treats. To this, she replied, "Check your guilt at the door, there's no reason to feel guilty. If you feel really guilty, park a little further away from the door."?

FYI- The first day of fall is officially September 22. I'm hoping for cooler temperatures by then...

Contact Kelly McLendon at

kmclendon@theblade.com

or 419-206-0356 or on Twitter at @MyTownSylvania.

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Source: http://toledoblade.typepad.com/mytownkelly/2012/09/pumpkin-drinks-and-desserts-signal-the-switch-to-fall.html

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AmeriCares Rushes Aid for Syrian Refugees

STAMFORD, Conn., Sept. 5, 2012 /PRNewswire-USNewswire/ --?An AmeriCares emergency aid shipment from its Stamford, Conn., headquarters arrived in Jordan this week to assist Syrian refugees as they continue to stream into the country. Medicines and medical supplies donated by AmeriCares will help meet the health care needs of refugees at the newly established Za'atri camp, where 24,000 people languish in dismal conditions. The AmeriCares shipment includes enough emergency equipment, chronic disease medicines and wound care supplies to help up to 20,000 people.

Aid organizations are struggling to meet the health needs of people fleeing the civil war in Syria, and more than 214,000 people have now sought refuge in neighboring Jordan, Lebanon, Turkey and Iraq. The population includes vulnerable groups such as children and infants, pregnant women, chronic disease patients and those hurt in the conflict.

"There is a desperate need for medicines and supplies at the refugee camps along the Syrian border. Health care providers are reporting an increased number of war-related injuries among the refugee population," said Garrett Ingoglia, AmeriCares director of emergency response. "Our medicines and supplies will help vulnerable Syrian refugees fleeing from airstrikes and shelling by government forces."

A previous shipment including emergency assistance and chronic disease medications arrived in Jordan on August 23. AmeriCares is also supplying medical aid to volunteer doctors providing emergency medical care to refugees throughout the region, including many patients with gunshot wounds and other war injuries.

AmeriCares has been delivering critically needed medicines and relief supplies to the Middle East for more than 25 years in response to civil conflict as well as humanitarian crises.

About AmeriCares
AmeriCares is a nonprofit global health and disaster relief organization that delivers medicines, medical supplies and aid to people in need around the world and across the United States. Since it was established in 1982, AmeriCares has distributed more than $10 billion in humanitarian aid to 164 countries. For more information, visit americares.org.

MEDIA CONTACT:
Leslie Gianelli (203) 658-9692
lgianelli@americares.org

SOURCE AmeriCares

Source: http://news.yahoo.com/americares-rushes-aid-syrian-refugees-143700845.html

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Wednesday, September 5, 2012

Cable?s Walls Are Coming Down

There are so many mixed signals around cord cutting. While the industry is losing some customers, powerful motivations are in place for most people to remain. But here's why it's ultimately inevitable.

Source: http://feedproxy.google.com/~r/GearFactor/~3/RWwj1WlBJ88/

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Newfound 'Tatooine' alien planet bodes well for E.T. search

The discovery of the first alien planet with two suns ? like the "Star Wars" world Tatooine ? residing in its parent star's habitable zone is good news for the search for life beyond Earth, scientists say.

The planet, known as Kepler-47c, is a gas giant and therefore probably not suitable for life as we know it. But its existence hints that smaller, rockier worlds may inhabit other two-star systems' habitable zones ?that just-right range of distances where liquid water can exist.

And that's important, because there are a lot of binary systems out there, scientists say.

"Roughly half of the stars in the galaxy are in binary systems," study lead author Jerome Orosz, of San Diego State University, told SPACE.com. "I thought it would only be a matter of time before we found a system like Kepler-47 where a planet is in the habitable zone." [Gallery: The Tatooine-Like Kepler-47 System]

The Kepler-47 system, whose discovery was announced Tuesday (Aug. 28), dwells about 5,000 light-years away, in the constellation Cygnus (The Swan). It is a close binary system, with two stars orbiting near each other at its center. Around these stars whirl two planets known as Kepler-47b and Kepler-47c.

They make Kepler-47 the first system seen with multiple worlds circling a pair of stars.

"If single stars and close binary stars can host planetary systems with an equal probability ? that is not at all clear at the moment ? then it would follow that life could be just as common on circumbinary planets as on planets with single stars," Orosz said.

Kepler-47c, which appears to be slightly larger than Uranus, is the outer world. It takes the planet 303 days to complete an orbit, placing it squarely in the system's habitable zone. (Kepler-47b is a bit smaller than its planetary sibling but much closer-in, making it likely too hot to host life.)

Kepler-47c itself is likely not a good bet to support life. But any large moons of the planet ? if they exist ? would be very intriguing to astrobiologists, said study co-author William Welsh at San Diego State University.

Scientists have already found several exoplanets that are Earth-size or smaller, and they hope to discover many more. NASA's prolific Kepler space telescope, which discovered Kepler-47b and c, is a key tool in this search.

Indeed, Kepler's main mission is to determine just how commonly Earth-size planets occur in their stars' habitable zones throughout the galaxy. The telescope detects alien planets by flagging the telltale brightness dips caused when they cross in front of, or transit, their stars' faces from the instrument's perspective..

"I expect that the transits of an Earth-sized planet will be very hard to spot by eye, so we will need to refine our automated search programs to work for binary systems," Orosz said. "As Kepler gets more and more data, the chances go up that we can identify the smaller transits due to terrestrial planets."

The scientists published their findings online Aug. 28 in the journal Science. They also detailed their results Aug. 29 at the General Assembly of the International Astronomical Union in Beijing.

Follow SPACE.com for the latest in space science and exploration news on Twitter @Spacedotcom and on Facebook.

Copyright 2012 SPACE.com, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://news.yahoo.com/newfound-tatooine-alien-planet-bodes-well-e-t-154537390.html

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Senior Care in Sarasota, FL - Home Care Sarasota by Comfort ...

Whether you live close to the seniors in your life or they are far away, it is easy and fun to prepare for National Grandparent?s Day on September 9. After all, we all deserve a little recognition and love and the grandparents in your life are no different.

President Jimmy Carter first declared Grandparent?s Day back in 1978, recognizing the importance and impact of grandparents in the daily life of millions of Americans.

Regardless of whether it is just a simple phone call or a card or something much more extensive, the grandparent(s) in your life will appreciate the thanks and a little affection on September 9. Here are a few ideas:

Crafts

Help the?grand kids?create a card celebrating all the reasons why they love their grandparents. Let them draw a picture of them with their grandparent or with their little?hand prints?on the card.

Glue pictures of the children and their grandparents on large squares of construction paper and then create a loop with ribbon on the top as a hanger. Remember to add names, location and date on the back of the picture!

Staple several large pieces of brightly colored construction paper together to make a book. Then create a collage with pictures, drawings, letters from the children to their grandparents and other mementos to create a special memory book.

Let Grandma or Grandpa be the Star of the Day and ask to interview them about their life and their history. You will get to hear fascinating stories you may have never heard before and will create a family heirloom to cherish for years to come.

Phone Calls

Of course, nothing can replace the sound of a little voice on the phone, so remember to call the grandparents in your life on Grandparent?s Day. While you can leave a simple ?Happy Grandparent?s Day!? message, you can also make it a little more creative. Have the children sing ?Happy Grandparent?s Day? to the tune of Happy Birthday or let each child leave a special message.

Remember that some grandparents enjoy texting as much as some teenagers, so a few little texts throughout the day will help make it even more special.

Special Treats

If you live near the grandparents in your life, schedule a visit on Grandparent?s Day. Bring them a special meal so that they do not have to cook or bring them a particular treat that you know he or she enjoys.

Encourage them to sit down and relax while watching a favorite movie while you clean their home for them and do some laundry. After all, a few house fairies are usually a welcome sight in any home!

If your grandparent lives in an assisted living community or a nursing home, check for special visiting hours on Grandparent?s Day and remember to come at that time, bringing cards and gifts for your loved one.

For grandparents who are mobile, take him or her out for a nice meal out at a favorite restaurant. Make a day out of it with shopping or a movie. Think of your grandparents? favorite activities and interests and make sure to create a unique day.

Over 5 million children live in a home with at least one grandparent present in America. If this is the case for you, bring Grandma or Grandpa breakfast in bed, just like Mother?s or Father?s Day.

Help Out

Over three million grandparents act as parents these days, raising their grandchildren and acting as the primary caregiver. If you know of a grandparent who is also Mom or Dad, offer to take the kids on Grandparents Day for a few hours so that they can get a break.

When you bring the children back at the end of the day, bring a yummy meal for everyone with you. Perhaps you can schedule a regular ?Grandparent?s Day? when you either help around the home or babysit for a while so that Grandma or Grandpa can rest and relax.

There are many, many ways to make Grandparent?s Day special for the seniors in your life. Just remember to acknowledge what they mean to you, your children and in your life.

Home care counselors at Comfort Keepers are available to talk with you about your?senior care?needs including how to reduce?caregiver?stress while providing better, affordable care. We are an?elder care?agency providing?Home Care in Sarasota

Source: http://inhomecaresarasotafl.com/senior-care-in-sarasota-fl-8

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Tuesday, September 4, 2012

Credit Card - HWM Personal Finance -

Bankruptcy effects a myriad of people each with different financial situations. Situations always change and you are left with the only option, which is bankruptcy, but most importantly you need to understand how to work within this situation. It is unfortunate to find yourself in this position, but this article is here to help get you started in the right direction.

When you talk to a bankruptcy attorney, it?s vital that you give him information about all the people that you owe money. It can be easy to forget debts you owe to friend and family members while getting all of your paperwork together, so be sure to mention it to your lawyer.

It is important to stay tuned in to what your lawyer is doing during this whole process. You need to be mindful of all that is taking place and never fear picking up your phone to call someone and ask questions. Law offices that are extremely busy can occasionally make mistakes. Lawyers are not perfect, so do not be afraid to double-check their work as much as possible.

TIP! Find a bankruptcy lawyer with a wonderful reputation. When you?ve found one, ask whether they provide free consultations.

Bankruptcy could be a solution for you if your credit has spiraled out of control. When you have the stress of your debt looming over you, it can be hard to concentrate in life. Bankruptcy protection may be a good way to keep things under control while you sort out your financial difficulties.

Chapter 7

Before going through the Chapter 7 filing process, ensure that your co-debtors are abreast of any implications relating to this process. Debts which you shared with another will not be your responsibility any longer if you file for personal bankruptcy under Chapter 7. However, if you had a co-debtor, they will be required to pay the debt.

Don?t take big cash advances off your credit cards in the days prior to filing for bankruptcy. Doing so, is a type of fraud that may result in your having to pay back all money advanced from credit card accounts in the months just prior to your bankruptcy.

TIP! Don?t feel bad if you need to remind your attorney about any specifics of your case. Inaccurate or incomplete information can lead to your petition being denied.

Filing for personal bankruptcy does not always mean discharging 100% of your debts. When filing for chapter 13 bankruptcy, you are allowed to restructure the debt so your creditors can recover some of the money you owe. Some people are hesitant to file bankruptcy because they feel obligated to live up to the promises they have made to their creditors. When you file Chapter 13, you can still work with creditors to pay a portion of your debt without crushing under an overwhelming amount of debt.

If you are planning to file for bankruptcy, never give or transfer any money or other assets to another party within 1 year of filing. This is a blatant attempt to hide assets and may result in your filing from being dismissed. You may be tempted to hand off assets so they?re not seized, but they may not be seized to begin with. If you have given away any assets recently, you should probably wait until you file just to avoid issues.

If bankruptcy has you feeling depressed, seek out support from bankruptcy forums on the internet. Going through a personal bankruptcy can feel very stressful, and make you uncomfortable around friends or family members. By contrast, the Internet is a great place to vent and ask for support from others who have been through the bankruptcy gauntlet and come out the other side.

Some lawyers offer free phone services that you can refer your creditors to in regard to any delinquent accounts. When a debt collector calls the number, they will be able to obtain verification that your personal debt is in the process of bankruptcy filing. That notification then puts them on notice that they need to desist from contacting you about this debt anymore.

TIP! If you find out that you don?t qualify for the Homestead Exemption after filing Chapter 7 bankruptcy, you may be able to file Chapter 13 in addition for your mortgage. Depending on your particular situation, you may in fact want to completely switch the type of claim you?re filing.

If you think you have to file a petition for bankruptcy, get a lawyer who specializes in bankruptcy. Your lawyer can determine if you eve need to file, and if you do, act as an advocate in court and make the process go more smoothly. Your lawyer will take care of the paperwork and help you understand what this process means for you.

Take the time to choose a good bankruptcy lawyer. You do not want to hire someone who is new to the field of bankruptcy. Check your lawyer?s credentials! Be sure he or she is experienced and has the correct licensing. You can check histories of attorneys online, including disciplinary records and backgrounds.

It?s important to do research. If you cannot pay a lawyer but you need to file for bankruptcy, you may want to do it yourself. If you decide to do this, it is important that you are knowledgeable on the subject. If your petition contains errors, it could be denied by the judge. You can avoid this unhappy result by preparing yourself thoroughly for the task ahead.

Ensure that you are providing genuine details when filing a bankruptcy petition, because honesty is the best policy when dealing with bankruptcy. As long as you are not hiding income or assets from the courts, you can ensure that there are no difficulties with your petition. This will save you from having your petition dismissed and your debts dropped from re-filing.

TIP! When thinking about filing for bankruptcy, it is best not to waste precious time. It can be difficult to ask for help, but as you wait, you accrue more debt.

Be sure you know the bankruptcy laws before you think about filing. There are often laws prohibiting the transfer of money from the filer for a certain period preceding the bankruptcy filing. It?s also prohibted to run up debt on credit cards just prior to filing.

Credit Card

Try applying for a new line of credit or credit card to start building up your credit history after a bankruptcy. That can be hard with poor credit, but a viable option is a secured credit card. Since you will be facing high interest rates from all credit providers, there is little you can do about the high rates these cards typically charge. Anytime you have a line of credit that shows you?re making the payments on time helps your future chances of being able to get an unsecured credit card or loan.

Find out what you exemptions are prior to filing bankruptcy. You can find a listing of the asset types that are excluded from bankruptcy in the Bankruptcy Code. Many belongings may become eligible for repossession or seizure after filing for bankruptcy. If you are not aware of the rules, you could be setting yourself up for a lot of stress when your most important possessions are taken in the bankruptcy.

TIP! Be sure to enlist the help of a lawyer if you?re going to be filing for bankruptcy. Personal bankruptcy is quite complex, and it is entirely possible that you will not be able to familiarize yourself with all the laws and processes.

If you have decided that your only option is filing for personal bankruptcy, you?ll want to know exactly the right steps to take to proceed . The process will be a lot easier if you have the right information. With the tips from this article, you should be well-prepared to handle anything bankruptcy related

tips

Source: http://hwm.cc/?p=260

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Bharti Airtel and Sanlam Cooperate for Distribution of Financial ...

NAIROBI, Kenya, September 4, 2012/African Press Organization (APO)/ -- Bharti Airtel (http://www.airtel.com) , a leading telecommunications company with operations in 17 countries across Africa, has announced that it has entered into a strategic cooperation agreement with leading South African financial services group, Sanlam, for the distribution of insurance and health funding products.

Logo: http://www.photos.apo-opa.com/plog-content/images/apo/logos/airtel.jpg

This agreement covers seven African countries, on a non- exclusive basis, in which both companies have a presence, namely Kenya, Ghana, Tanzania, Zambia, Uganda, Malawi and Nigeria. The agreement is aimed at enhancing value for Airtel customers and increasing access to insurance which will enable Sanlam to market and sell its Life, General and Health insurance products through Airtel's extensive telecommunications networks in the seven countries.

Commenting on the transaction Chidi Okpala, Airtel's Director & Africa Head, Airtel Money, said: ?We are delighted to be partnering with Sanlam on this exciting initiative. This will offer our customers in Africa access to a broad range of sophisticated products and services to support their lifestyles and aspirations, and this partnership will enable us to significantly enhance the value we offer our loyal customers. Our customers stand to benefit from access to Sanlam's world-class Life, General and Health Insurance products.?

Margaret Dawes, Executive Director for Africa at Sanlam Emerging Markets, echoes these sentiments. ?We are passionate about supplying sound financial solutions to the wider African market and are delighted by this opportunity to provide our services and solutions through Airtel's network. We look forward to providing competitive products that meet the client's needs ? drawing on our collective years of experience and research in these markets.?

Distributed by the African Press Organization on behalf of Bharti Airtel Limited.

About Bharti Airtel

Bharti Airtel Limited is a leading integrated telecommunications company with operations in 20 countries across Asia and Africa. Headquartered in New Delhi, India, the company ranks amongst the top 5 mobile service providers globally in terms of subscribers. In India, the company's product offerings include 2G, 3G and 4G services, fixed line, high speed broadband through DSL, IPTV, DTH, enterprise services including national & international long distance services to carriers. In Africa, the airtel brand is present in both Francophone and Anglophone markets spanning Burkina Faso, Chad, Congo Brazzaville, Democratic Republic of Congo, Gabon, Ghana, Kenya, Madagascar, Malawi, Niger, Nigeria, Rwanda, Seychelles, Sierra Leone, Tanzania, Uganda, and Zambia. In these countries, it offers 2G, 3G mobile services. Bharti Airtel had over 257 million customers across its operations at the end of June 2012

About Sanlam

Sanlam is a leading diversified financial services group, originally established as a life insurance company in 1918 and listed on the JSE Limited (primary listing) and Namibian Stock Exchange (secondary listing) in 1998. Its head office is in Bellville near Cape Town in South Africa and the Group has offices throughout South Africa and business interests elsewhere in Africa, Europe, India, the USA and Australia.

Sanlam provides financial solutions to individual and institutional clients. These solutions include individual, group and short-term (general) insurance, personal financial services such as estate planning, trusts, wills, personal loans, health management, savings and linked products, business fitness assessment, asset management, stock broking, employee benefits, risk management and capital market activities.

The Sanlam Emerging Markets (SEM) cluster is responsible for Sanlam's financial business services (life assurance, general insurance and asset management) in emerging markets outside South Africa with the aim of ensuring sustainable delivery and growth across the various businesses that make up this cluster. As part of the Group's vision, it strives to lead wealth creation in those markets. SEM has business interests in Botswana, Namibia, Malawi, Kenya, Tanzania, Zambia, Ghana, Nigeria, Uganda, Swaziland and India.

For more information please contact:

Michael Okwiri

Vice President ? Corporate Communications

Airtel Africa

Michael.Okwiri@africa.airtel.com

Or

Thabied Majal

Corporate Development Executive

Sanlam Emerging Markets

thabied.majal@sanlam.co.za

Sanlam is a leading diversified financial services group, originally established as a life insurance company in 1918 and listed on the JSE Limited (primary listing) and Namibian Stock Exchange (secondary listing) in 1998. Its head office is in Bellville near Cape Town in South Africa and the Group has offices throughout South Africa and business interests elsewhere in Africa, Europe, India, the USA and Australia.

Sanlam provides financial solutions to individual and institutional clients. These solutions include individual, group and short-term (general) insurance, personal financial services such as estate planning, trusts, wills, personal loans, health management, savings and linked products, business fitness assessment, asset management, stock broking, employee benefits, risk management and capital market activities.

The Sanlam Emerging Markets (SEM) cluster is responsible for Sanlam's financial business services (life assurance, general insurance and asset management) in emerging markets outside South Africa with the aim of ensuring sustainable delivery and growth across the various businesses that make up this cluster. As part of the Group's vision, it strives to lead wealth creation in those markets. SEM has business interests in Botswana, Namibia, Malawi, Kenya, Tanzania, Zambia, Ghana, Nigeria, Uganda, Swaziland and India.

For more information please contact:

Michael Okwiri

Vice President ? Corporate Communications

Airtel Africa

Michael.Okwiri@africa.airtel.com

Or

Thabied Majal

Corporate Development Executive

Sanlam Emerging Markets

thabied.majal@sanlam.co.za

Source: http://www.africanews.it/english/bharti-airtel-and-sanlam-cooperate-for-distribution-of-financial-products-in-africa/

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Officials in Guinea seize arms destined for Mali

CONAKRY, Guinea (AP) ? Representatives from the West African regional bloc ECOWAS were meeting with the government of Guinea on Tuesday in order to decide what to do with a container of arms destined for Mali, which was shipped to Guinea's port, according to officials.

Abdoul Kabele Camara, the minister in charge of national defense, said that the shipment was intercepted around a month ago at the port of Conakry, Guinea's sea-facing capital which is situated on Africa's Atlantic coast. The arms, he said, appear to have been ordered by Mali's ex-President Amadou Toumani Toure, known by his initials "ATT," who was ousted in a coup in March.

Although an interim government is nominally in power in the Malian capital Bamako, Camara said that officials in Guinea were worried about allowing the arms to be transferred to Mali, which shares a land border with Guinea.

The northern half of Mali has fallen into the hands of a mixture of al-Qaida-linked extremist groups. While the south, which is accessible from Guinea, is technically being led by the interim government, a soldier who led a March coup is still believed to hold sway.

Human Rights Watch recently published an in-depth report, detailing horrific abuses carried out by soldiers loyal to the coup leader, including the sodomy of prisoners.

"It's true that these arms had been ordered by the former President ATT," said Camara, the Guinean defense minister. "But in these conditions ? he is no longer there ? we couldn't take the risk of putting these arms in the hands of an unknown quantity. So we took what I think is a good decision, and that is to alert ECOWAS. The representatives of ECOWAS are here, and they plan to verify the arms. I would like them to be present when we do an inventory of what is in the container."

Camara said he could not say where the ship had come from, only that he thought it was from somewhere in Eastern Europe. He said the container has not been fully opened and that he cannot provide details on the kind of arms that are inside.

Security forces have been deployed in order to guard the shipment around the clock.

ECOWAS, which stands for the Economic Community of West African States and represents the nations in West Africa, has been lobbying the United Nations to mount an armed intervention to take back Mali's north.

Different versions of this plan included a role for the Malian military, which would lead the offensive. For that to happen, they would likely need more arms. The block that has been placed on the arms shipment in Conakry is evidence of the deep unease with which Mali's neighbors view the current government, and especially the leader of the recent coup who remains influential in the military.

Capt. Amadou Haya Sanogo signed multiple agreements vowing to step aside after the March 21 coup. Each time, mediators from ECOWAS were forced to return to Mali for further talks after it became clear that Sanogo was still pulling the strings.

For the past few months, he has mostly disappeared from public view, though ECOWAS member countries remain deeply suspicious of him.

__

Associated Press Writer Rukmini Callimachi contributed to this report from Dakar, Senegal.

Source: http://news.yahoo.com/officials-guinea-seize-arms-destined-mali-144643054.html

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Monday, September 3, 2012

Design help for drug cocktails for HIV patients: Mathematical model helps design efficient multi-drug therapies

ScienceDaily (Sep. 2, 2012) ? For years, doctors treating those with HIV have recognized a relationship between how faithfully patients take the drugs they prescribe, and how likely the virus is to develop drug resistance. More recently, research has shown that the relationship between adherence to a drug regimen and resistance is different for each of the drugs that make up the "cocktail" used to control the disease.

New research conducted by Harvard scientists could help explain why those differences exist, and may help doctors quickly and cheaply design new combinations of drugs that are less likely to result in resistance.

As described in a September 2 paper in Nature Medicine, a team of researchers led by Martin Nowak, Professor of Mathematics and of Biology and Director of the Program for Evolutionary Dynamics, have developed a technique medical researchers can use to model the effects of various treatments, and predict whether they will cause the virus to develop resistance.

"What we demonstrate in this paper is a prototype for predicting, through modeling, whether a patient at a given adherence level is likely to develop resistance to treatment," Alison Hill, a PhD student in Biophysics and co-first author of the paper, said. "Compared to the time and expense of a clinical trial, this method offers a relatively easy way to make these predictions. And, as we show in the paper, our results match with what doctors are seeing in clinical settings."

The hope, said Nowak, is that the new technique will take some of the guesswork out of what is now largely a trial-and-error process.

"This is a mathematical tool that will help design clinical trials," he said. "Right now, researchers are using trial and error to develop these combination therapies. Our approach uses the mathematical understanding of evolution to make the process more akin to engineering."

Creating a model that can make such predictions accurately, however, requires huge amounts of data.

To get that data, Hill and Daniel Scholes Rosenbloom, a PhD student in Organismic and Evolutionary Biology and the paper's other first author, turned to Johns Hopkins University Medical School, where Professor of Medicine and of Molecular Biology and Genetics Robert F. Siliciano was working with PhD student Alireza Rabi (also co-first author) to study how the HIV virus reacted to varying drug dosages.

Such data proved critical to the model that Hill, Rabi and Rosenbloom eventually designed, because the level of the drug in patients -- even those that adhere to their treatment perfectly -- naturally varies. When drug levels are low -- as they are between doses, or if a dose is missed -- the virus is better able to replicate and grow. Higher drug levels, by contrast, may keep the virus in check, but they also increase the risk of mutant strains of the virus emerging, leading to drug resistance.

Armed with the data from Johns Hopkins, Hill, Rabi and Rosenbloom created a computer model that could predict whether and how much the virus, or a drug-resistant strain, was growing based on how strictly patients stuck to their drug regimen.

"Our model is essentially a simulation of what goes on during treatment," Rosenbloom said. "We created a number of simulated patients, each of whom had different characteristics, and then we said, 'Let's imagine these patients have 60 percent adherence to their treatment -- they take 60 percent of the pills they're supposed to.' Our model can tell us what their drug concentration is over time, and based on that, we can say whether the virus is growing or shrinking, and whether they're likely to develop resistance."

The model's predictions, Rosenbloom explained, can then serve as a guide to researchers as they work to design new drug cocktails to combat HIV.

While their model does hold out hope for simplifying the process of designing drug "cocktails," Hill and Rosenbloom said they plan to continue to refine the model to take additional factors -- such as multiple mutant-resistant strains of the virus and varying drug concentrations in other parts of the body -- into effect.

"The prototype we have so far looks at concentrations of drugs in blood plasma," Rosenbloom explained. "But a number of drugs don't penetrate other parts of the body, like the brains or the gut, with the same efficiency, so it's important to model these other areas where the concentrations of drugs might not be as high."

Ultimately, though, both say their model can offer new hope to patients by helping doctors design better, cheaper and more efficient treatments.

"Over the past 10 years, the number of HIV-infected people receiving drug treatment has increased immensely," Hill said. "Figuring out what the best ways are to treat people in terms of cost effectiveness, adherence and the chance of developing resistance is going to become even more important."

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Story Source:

The above story is reprinted from materials provided by Harvard University, via EurekAlert!, a service of AAAS.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Daniel I S Rosenbloom, Alison L Hill, S Alireza Rabi, Robert F Siliciano, Martin A Nowak. Antiretroviral dynamics determines HIV evolution and predicts therapy outcome. Nature Medicine, 2012; DOI: 10.1038/nm.2892

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/Jqdno0ii-oM/120902143236.htm

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Hamlin pulls out 2nd straight Cup win in Atlanta

HAMPTON, Ga. (AP) ? Denny Hamlin celebrated his second straight triumph Sunday night, looking more and more like he'll be the driver to beat heading into the Sprint Cup playoff.

Jeff Gordon was kicking himself for letting a desperately needed win slip away, while Martin Truex Jr. couldn't help but wonder just what it will take to get back to victory lane.

Hamlin took advantage of a fortuitous yellow flag with three laps to go, beating Truex off pit road and fending off Gordon on the final lap in a green-white-checkered finish at Atlanta Motor Speedway.

"We have a lot of momentum now," Hamlin said. "I will try to take advantage of it."

After a largely uneventful race, all sorts of subplots developed on the harried dash to the finish.

Hamlin knew a series-leading fourth win of the season would put him in position to top the standings when the 12-driver Chase begins after next weekend's race at Richmond. Also on his mind was keeping Gordon from getting to the line first, which would have given his playoff hopes a big boost ? at the expense of Kyle Busch and Joey Logano, Hamlin's teammates at Joe Gibbs Racing.

"I'm going to do whatever it takes to get as many (Gibbs) cars in there because it helps me," Hamlin said. "We need Kyle in there, we need Joey in there, and if Jeff won that race, it was going to be all over. We had to do what we had to do."

Gordon, it turned out, didn't do what he needed to do.

The four-time Cup champion was positioned to pull off a pass on Hamlin going through turns three and four, but he got too tentative making his move on the leader. Instead of getting right on his quarter-panel, which might have caused Hamlin's car to wobble, Gordon went in with too much speed and drifted up near the wall going through the high-banked turn, allowing Hamlin to pull away.

Now, Gordon will almost surely have to win at Richmond to claim a wild card.

"I would like to have that one over again," Gordon said. "I guess I'm getting soft in my old age."

Truex appeared to be positioned for his first win since 2007 until Jamie McMurray smashed into the wall on the front straightaway, bringing out a caution with three laps to go. The leaders went to pit road, and Hamlin's crew got him back on the track first, just ahead of Truex.

While Truex struggled to get up to speed on the restart, Hamlin pulled away with Gordon right on his bumper. It was still that way when the checkered flag came out.

"I wanted this one real bad," Hamlin said. "The car faded a little bit, but the pit crew won me that race. That's what a championship team is all about. This year, I think we have it all."

Brad Keselowski finished third, while Truex faded to fourth. He had struggled all night on restarts, usually needing about five laps to get up to speed. In a desperate bid to stay with Hamlin, he spun his tires when the green flag waved.

"I sure didn't want to see that caution," said Truex, who has gone 192 races since his only Cup win at Dover five years ago. "We had it covered. Such is life. That seems to be my kind of luck when we're leading."

Along with Hamlin, eight other drivers have locked up their spot in the Chase based on points: Greg Biffle, Dale Earnhardt Jr., Matt Kenseth, Jimmie Johnson, Truex, Keselowski, Clint Bowyer and Kevin Harvick. Defending Cup champion Tony Stewart, who has three wins this season, is assured of at least a wild card.

Kasey Kahne, with two wins, has all but locked up a spot in the playoff. That leaves a bunch of big-name drivers who know, in all likelihood, they must win at Richmond to have a shot at getting into the Chase ? including Gordon, Busch and last year's runner-up, Carl Edwards.

It was another tough night for Edwards, who has yet to win a race this season after nearly capturing the title in 2011. The No. 99 car started smoking on lap 264, apparently from a blown piston. He was done for the night, a devastating blow to his chances.

Edwards lost last year's championship to Stewart on a tiebreaker in the final race of the season. Now, he absolutely must win at Richmond ? and even that may not be enough to get him into the playoff.

"I'm not a real religious person, but it's like somebody's trying to reach me a lesson," Edwards said. "We're going to Richmond, where anything can happen. Hopefully, whatever happens involves us winning the race and getting in the Chase."

The race was a snoozer much of the night, the field spreading out all over the 1.54-mile tri-oval, with a handful of drivers running up front while everyone else just struggled to stay on the lead lap. Busch dominated early on, leading a total of 66 laps. Then it was Harvick's turn to set the pace, leading the field for 101 laps. Hamlin wound up leading the most laps, 105, but Truex appeared to have the strongest car at the end ? until that final caution came out.

"It just wasn't meant to be, I guess," said Truex, who led 40 laps.

The first big wreck occurred on lap 269, when Sam Hornish Jr. and Ryan Newman got pinched by Johnson on the backstretch after a restart. Johnson's No. 48 Chevrolet spun head-first into the wall, leaving Newman with nowhere to go. They were both damaged beyond repair, while Hornish managed to keep going in his banged-up car.

"It looks like the 48 just ran everybody out of room," said Newman, another driver who knows he must win at Richmond to have any shot at getting into the Chase.

That's not a concern for Hamlin.

He's already got his sights on the bigger prize ? his first Sprint Cup title.

"I don't have to say anything," Hamlin said. "Wins are all that matters."

___

Follow Paul Newberry on Twitter at www.twitter.com/pnewberry1963

Source: http://news.yahoo.com/hamlin-pulls-2nd-straight-cup-win-atlanta-033725394--spt.html

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Sunday, September 2, 2012

Blasphemy case: Christian girl's accuser arrested for planting evidence

A Christian girl accused of blasphemy in Pakistan may have been framed by a Muslim cleric. Pakistani police arrested the cleric Saturday night, accusing him of tampering with evidence that purported to show she had desecrated the Quran.

The cleric, Khalid Chishti, was arrested after the deputy cleric of the same mosque came forward with allegations that he saw Mr. Chishti adding burnt pages of Quran to the evidence that was given to the police.

According to the police, Hafiz Mohammad Zubair, the deputy cleric, says he tried to stop Chishti from tampering with the evidence but the cleric insisted that this is the best way to get rid of the Christians in the area.

This latest twist in a case that had already drawn international outcry will add pressure on Pakistani authorities to absolve the girl, still in prison since last month and facing a possible life sentence. The revelations will also bolster campaigners who have tried to amend or repeal the law for years by arguing that many cases are trumped up to persecute minorities or settle local scores.

?It is a sigh of relief because now everyone knows there was victimization of the minor girl,? says Peter Jacob, head of Christian activist group, who provide legal support to minorities in Pakistan.

?This abuse has been ongoing for two and a half decades and with this case coming to light, we can actually see that there are lacunas in the blasphemy law that need to be removed so such abuse does not take place,? says Mr. Jacob, adding that the government should use this opportunity to amend the law. ?If the law cannot be repealed, the state can at least create safeguards, using this case as an example,? Jacob says.

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In a televised interview from a few days before, Khalid Chishti had accepted that he spoke about evicting the Christians from his locality, in one of his Friday sermons.

Chaudry Asghar, a local shopkeeper told the Monitor that local elders and religious clerics had formed a committee a few months back to expel the Christians from the area because they were causing disturbance during Muslim prayers.

?They would play loud music during our call to prayer and the cleric and other elders of the area had warned them several times to stop, but they did not listen to us,? Mr. Asghar says.

Some observers worry that finger pointing between the Muslim and Christian communities may only further politicize the case unless the government acts quickly and carefully.

Hina Jilani, a human rights lawyer, says she is fearful that religious groups might come out in support of the cleric, and the government needs to stop that from happening by focusing on the legal and technical merits of the case too.

?The medical report says she is a minor and mentally incapable. She should not have been arrested to begin with,? Ms. Jilani says, adding that although the reports of tensions already existing between the Muslims and the Christians in the area are true, the priority of the government should focus on freeing the minor girl.

Asserting that the minor girl?s case should not be politicized, Ms. Jilani however does feel there is a pattern of persecution of minorities all over the country and historically it was linked with local grievances like property disputes and personal enmity.

But increasingly it is becoming a matter of ?purifying? the society, she says. ?Over the years, persecution of Christians is increasing in Pakistan. There are less than 2 percent left, and yet religious extremists still feel Islam is under a threat from them?? she says, adding that there are laws dealing with people who incite communal violence but the application of that law is weak.

?The government needs to stop being scared of religious lobbies and exercise its authority to stop such elements that provoke hatred amongst different communities in Pakistan,? she added.

The next hearing of the case will take place on Monday, while the cleric, who was presented in court today, has been handed to police for fourteen days to investigate if he did tamper with the evidence. If proven guilty, legal experts say he can be charged under the same blasphemy law under which the minor girl was accused.

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Source: http://news.yahoo.com/blasphemy-case-christian-girls-accuser-arrested-planting-evidence-165107497.html

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Boca Raton Homeowners without Legal Representation May Be ...

The process of foreclosure is a fairly complex process that requires the mortgage company provide the supporting documents to establish the validity of the loan, the amount owed and the amount of any arrearages.? Many times the mortgage company will lack documentation to prove the loan or establish the legitimacy of the foreclosure.? Because an experienced Boca Raton foreclosure attorney understands how to defend against a Florida foreclosure action based on the failure of the bank to provide the proper documents, lenders are inclined to pursue distressed homeowners that are without legal representation because these homeowners do not know which documents and evidence that the lender must provide to establish the legitimacy of the loan and foreclosure proceeding.
Source: flforeclosuredefenselawyers.com

Video: Bennett PA, Business law, Real Estate law, foreclosures, Lawyer, Boca Raton, FL.

Foreclosure Attorney Boca Raton

The Law Offices of Richard I. Gilbert, PA, located in Boca Raton, Florida, focuses on Chapter 7 and Chapter 13 bankruptcy, foreclosure defense, and real estate law. The lawyers offer quality legal representation in a friendly yet thoroughly professional manner.
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Foreclosure Attorney Boca Raton

The Law Offices of Richard I. Gilbert, PA, located in Boca Raton, Florida, focuses on Chapter 7 and Chapter 13 bankruptcy, foreclosure defense, and real estate law. The lawyers offer quality legal representation in a friendly yet thoroughly professional manner.
Source: extendsocial.com

Foreclosure Attorney Boca Raton

The Law Offices of Richard I. Gilbert, PA, located in Boca Raton, Florida, focuses on Chapter 7 and Chapter 13 bankruptcy, foreclosure defense, and real estate law. The lawyers offer quality legal representation in a friendly yet thoroughly professional manner.
Source: godofollow.com

Foreclosure Attorney Boca Raton

The Law Offices of Richard I. Gilbert, PA, located in Boca Raton, Florida, focuses on Chapter 7 and Chapter 13 bankruptcy, foreclosure defense, and real estate law. The attorneys offer quality legal representation in a friendly yet thoroughly professional manner.
Source: social-bookmarking-site.com

Ask a real estate pro: Foreclosure on primary home jeopardizes rental properties

A: Yes. If your lender forecloses on your ?underwater? home, the bank may be able to get a judgment against you for the difference between what you owe and the value of the home. Your lender can record the judgment in the public records and create a lien against your other properties in Florida. The bank can even ?domesticate? the judgment in other states and use the domesticated judgment to get at your properties there. Once the lender has a lien against your property, it may be able to foreclose that lien and have the property sold in order to pay off the judgment, with any remaining money from the sale going to you. Further, the bank also can use the judgment to try to collect the money owed by garnishing your wages, taking the money from your bank accounts or even taking personal property, such as a motorcycle or stock certificates. Of course there may be protections to the homeowner that vary by state. For example, it?s very difficult to garnish the wages of the primary wage earner for a household with children or to foreclose on your homestead property. It would be much better to avoid all of this hassle by negotiating a smaller settlement with the bank or seeking a short sale or deed in lieu of foreclosure.
Source: sun-sentinel.com

Boca Raton Home Foreclosure Alternatives Attorney : A Jetpak created by darrell99o : Jeteye

At the law office of Alan J. Fisher, we are committed to helping people find effective solutions to debt challenges. We represent debtors and creditors throughout South Florida and in home foreclosure related matters.
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Marketing Your Florist Business In The 21St Century, Business / Investing

ABSOLUTE AND SMUGGLER GIVE THE DOG A BONE FOR STATE STREET The Brief: Absolute New York?s VFX Supervisor and Lead Flame Artist Dirk Greene and his team?s dogged pursuit of seamless perfection is on display in the latest spot for global investment experts State Street, via The Gate Worldwide. In the charming Buried Treasure, a determined pooch goes to great lengths to please his finicky canine counterpart by bringing her every toy, stuffed animal and ball he can find. It?s not until he digs up her favorite bone that he?s finally able to make her happy. With State Street?s new SPDR (aka Spider), State Street has unleashed a new family of ETFs designed to please even the hardest to please investor. From Absolute?s Dirk Greene: The work requested by the client for this was making sure the dog looked at his best from any angle ? no matter where the camera. Some small clean up work where requested meant this was a simple and elegant job for all involved. The Creds: Client: State Street Spots Title: Buried Treasure Air Date: June 2009 Agency: The Gate Worldwide, New York Executive Creative Director/Copywriter: David Bernstein Creative Director/Art Director: Bill Schwab Producer: Bob Samuel Production Company: Smuggler, New York/Los Angeles Directors: The Guard Brothers Executive Producers: Patrick Milling Smith, Brian Carmody, Lisa Rich, Allison Kunzman Head of Production: Laura Thoel Producer: Gustav Geldenhuys DP: Joost Van Gelder Production Designer: Laura Pozzaglio VFX: Absolute VFX Supervisor/Lead Flame Artist: Dirk Greene Producer: Sally Heath Editorial: The Cutting Room Editor: Chuck Willis Music: Big Foote Composer: Darren Solomon Audio Post: Sound Lounge Mixer: Peter Holcomb Telecine: The Mill Colorist: Fergus McCall About Absolute: Founded in 2004 by David Smith, one of world?s leading Flame artists, Absolute is a high-end VFX studio working within the commercial, emerging media, music video, and film communities. With offices in New York and London, Absolute over the years has collected numerous industry accolades including two BTAA awards, a D&AD pencil, a Cannes Lion, an APA Collection Diamond, three Andy wins and an MTV video statue. The New York office opened in 2007, helmed by CD Dirk Greene, to further facilitate Absolute?s international client roster with a growing Flame and CG service. For more info visit: http://www.trustcollective.com/portfo? Category: Pets & Animals Tags: state street state st investments investment lost dog dog puppy stray stray dog vfx absolute commercial buried treasure black and white canine spdr spider etf Ranked 4.28 / 5
Source: 5ver.com

Boca Raton Square Homes For Sale August, 2012

Acreage & Unrec ADMIRALS COVE BEACHFRONT Boca Raton Real Estate Boynton Beach Real Estate Braemar Isle CANYON SPRINGS CAPITOL HILL CHEVY CHASE Delray Beach Real Estate EQUUS GEORGETOWN Heritage Oaks Highland Beach Real Estate Hobe Sound Real Estate HOMELAND Isola Bella Estates Juno Beach Real Estate Jupiter Hills Jupiter Real Estate Lake Worth Real Estate Martinique Condo 02 Martinique II MIZNER COUNTRY CLUB OCEAN ROYALE Palm Beach Gardens Real Estate PALM BEACH POINT Palm Beach Real Estate Quail Ridge Country Club Real Estate ROYAL PALM YACHT & COUNTRY CLUB Singer Island Real Estate Stuart Real Estate SURFSIDE HILLS Tequesta Real Estate THE RESORT AT SINGER ISLAND Tiara Condo TOMKUS TROPIC ISLE VALENCIA SHORES Vero Beach Real Estate Vero Beach Real Estate Sales VILLAGGIO WASHINGTON DC Real Estate Wellington Real Estate
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Source: http://foreclosureattorneyco.com/boca-raton-homeowners-without-legal-representation-may-be-targeted-for-foreclosure-4/

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